List of banking terms- mostly used words in daily banking- full forms and abbreviations of banking terminology. Know more about banking.
| Abbreviations | Meaning |
| ABCI | Association of Business Communicators of India |
| ABCP | Asset Backed Commercial Paper |
| ACF | Auto Correlation Function |
| ACU | Asian Clearing Union |
| AD | Authorized Dealer |
| ADB | Asian Development Bank |
| ADF | Augmented Dicky Fuller |
| ADR | Asset Development Reserve |
| ADRs | American Depository Receipts |
| ADs | Authorised Dealers |
| AERA | Airport Economic Regulatory Act |
| AFI | Annual Financial Inspection |
| AFS | Annual Financial Statement |
| AFS | Available For Sale |
| AGM | Annual General Meeting |
| AIFI | All India Financial Institution |
| AIMSCS | Advanced Institute of Mathematics, Statistics and Computer Science |
| AIRCSC | All India Rural Credit Survey Committee |
| ALM | Asset Liability Management |
| AMA | Advanced Measurement Approach |
| AMFI | Association of Mutual Funds in India |
| AML | Anti-Money Laundering |
| AMU | Asian Monetary Unit |
| ANBC | Adjusted Net Bank Credit |
| AO | Additive Outliers |
| APS | Annual Policy Statement |
| AR | Auto Regression |
| ARIMA | Auto Regressive Integrated Moving Average |
| AS | Accounting Standard |
| ASSOCHAM | Associated Chambers of Commerce and Industry of India |
| ATM | Asynchronous Transfer Mode |
| ATM | Automated Teller Machine |
| BAFT | Bankers’ Association for Finance & Trade |
| Bank | Accounts, RBI |
| BC | Business Correspondent |
| BCBS | Basel Committee on Banking Supervision |
| BCP | Business Continuity Planning |
| BCSBI | Banking Codes and Standards Board of India |
| BE | Budget Estimates |
| BF | Business Facilitator |
| BFS | Board for Financial Supervision |
| BFSI | Banking Financial Services and Insurance |
| BIS | Bank for International Settlements |
| BMP | Basic Management Programme |
| BOI | Bank of India |
| BoP | Balance of Payments |
| BPLR | Benchmark Prime Lending Rate |
| BPM5 | Balance of Payments Manual, 5th edition |
| BPSD | Balance of Payments Division,DESACS, RBI |
| BPSS | Board for Regulation and Supervision of Payment and Settlement Systems |
| BRBNMPL | Bharatiya Reserve Bank Note Mudran Private Limited |
| BSA | Bilateral Swap Arrangements |
| BSCS | Basel Committee on Banking Supervision |
| BSE | Bombay Stock Exchange, Mumbai |
| BSR | Basic Statistical Returns |
| BTC | Bankers’ Training College |
| CA | Concurrent Audit |
| CAB | College of Agricultural Banking |
| CACP | Commission for Agricultural Costs and Prices |
| CAD | Capital Account Deficit |
| CAD | Current Account Deficit |
| CAG | Controller and Auditor General of India |
| CAMELS | Capital Adquacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control |
| CAS | Central Account Section |
| CBDT | Central Board of Direct Taxes |
| CBLO | Collateralised Borrowing and Lending Obligation |
| CBS | Consolidated Banking Statistics |
| CBS | Core Banking Solutions |
| CC | Cash Credit |
| CCB | Central Co-operative Bank |
| CCC | Central Complaints Committee |
| CCIL | Clearing Corporation of India Limited |
| CCR | Counterfeit Currency Report |
| CCRS | Currency Chest Reporting System |
| CD | Certificate of Deposit |
| CD | Currency Deposit |
| CD Ratio | Credit Deposit Ratio |
| CDBMS | Centralised Data Base Management System |
| CDBS | Committee of Direction on Banking Statistics |
| CDOs | Collateralised Debt Obligations |
| CDR | Corporate Debt Restructuring |
| CDS | Credit Default Swap |
| CENVAT | Central Value Added Tax |
| CF | Company Finance |
| CFMS | Centralised Funds Management System |
| CFRA | Combined Finance and Revenue Accounts |
| CFSA | Committee on Financial Sector Assessment |
| CFT | Combating Financing of Terrorism |
| CGFTMSE | Credit Guarantee Fund Trust for Micro and Small Enterprises |
| CGRA | Currency and Gold Revaluation Account |
| CIC | Central Information Commission |
| CICs | Credit Information Companies |
| CII | Confederation of Indian Industries |
| CIS | Commonwealth of Independent States |
| CMCPS | Compulsorily and Mandatorily Convertible Preference Shares |
| CMIS | Currency Management Information System |
| CO | Capital Outlay |
| CoBoSAC | Corporate Bonds and Securitisation Advisory Committee |
| CODs | Central Office Departments |
| CoR | Certificate of Registration |
| CP | Commercial Paper |
| CPADS | Centralised Public Accounts Department System |
| CPC | Cheque Processing Centre |
| CPDO | Centralised Public Debt Office |
| CPFF | Commercial Paper Funding Facility |
| CPI | Consumer Price Index |
| CPI-AL | Consumer Price Index Agricultural Labourers |
| CPI-IW | Consumer Price Index for Industrial Workers |
| CPIO | Central Public Information Officer |
| CPI-RL | Consumer Price Index Rural Labourers |
| CPIs | Consumer Price Indices |
| CPMG | Corporate Performance Monitoring Group |
| CPPC | Central Pension Payment Cell |
| CPSEs | Central Public Sector Enterprises |
| CR | Contingency Reserve |
| CR | Capital Receipts |
| CRAR | Capital to Risk Weighted AssetRatio |
| CRCS | Central Registar of Co-operative Societies |
| CRR | Cash Reserve Ratio |
| CSAA | Control Self-Assessment Audit |
| CSD | Customer Services Department |
| CSF | Consolidated Sinking Fund |
| CSGL | Constituant Subsidiary General Ledger |
| CSIR | Council of Scientific and Industrial Research |
| CSO | Central Statistical Organisation |
| CTR | Cash Transaction Receipt |
| CTS | Cheque Truncation System |
| CTS | Complaint Tracking System |
| CVC | Central Vigilance Commission |
| CVD | Countervailing Duty |
| CVPS | Currency Verification and Processing System |
| CWC | Central Water Commission |
| DAD | Deposit Accounts Department |
| DAP | Development Action Plan |
| DAP | District Agricultural Plan |
| DAPM | Department of Administration and Personnel Management |
| DBOD | Department of Banking Operations and Development |
| DBS | Department of Banking Supervision, RBI |
| DCA | Department of Company Affairs, (Now known as Ministry of Companies Affairs, MCA) Government of India |
| DCB | Demand Collection and Balance |
| DCC | District Consultative Committee |
| DCCB | District Central Cooperative Bank |
| DCM | Department of Currency Management, RBI |
| DD | Demand Draft |
| DDS | Data Dissemination Standards |
| DEAP | Department of Economic Analysis and Policy |
| DEBC | Department of Expenditure and Budgetary Control |
| DEIO | Department of External Investments and Operations |
| DEPB | Duty Entitlement Pass Book |
| DESACS | Department of Statistical Analysis & Computer Services, RBI |
| DGBA | Department of Government and Bank Accounts |
| DGCI&S | Directorate General of Commercial Intelligence and Statistics |
| DI | Direct Investment |
| DIC | District Industries Centre |
| DICGC | Deposit Insurance and Credit Guarantee Corporation of India |
| DID | Discharge of Internal Debt |
| DIP | Disclosure and Investor Protection |
| DIT | Department of Information Technology |
| DMA | Departmentalized Ministries Account |
| DMIS | Document Management Information System |
| DNBS | Department of Non-Banking Supervision |
| DOC | Department of Communication |
| DoT | Department of Telecommunication |
| DRG | Development Research Group |
| DRI | Differntial Rate of Interest Scheme |
| DRI | Differential Rate of Interest |
| DRT | Debt Recovery Tribunal |
| DS | Difference Stationary |
| DSB | Designated Settlement Banks |
| DSBB | Dissemination Standards Bulletin Board |
| DSIM | Department of Statistics and Information Management |
| DVP | Delivery versus Payment |
| DvP | Delivery versus Payment |
| EACB | European Association of Co-operative Banks |
| EBT | Electronic Benefit Transfer |
| ECB | European Central Bank |
| ECBs | External Commercial Borrowings |
| ECGC | Export Credit and Guarantee Corporation |
| ECGC | Export Credit Guarantee Corporation |
| ECR | Export Credit Refinance |
| ECS | Electronic Clearing Scheme |
| EDMU | External Debt Management Unit |
| EEA | Exchange Equalization Account |
| EEC | European Economic Community |
| EEFC | Exchange Earners’ Foreign Currency |
| EFR | Exchange Fluctuation Reserve |
| EFT | Electronic Funds Transfer |
| EMEs | Emerging Market Economies |
| EOU | Export Oriented Unit |
| EPCG | Export Promotion Capital Goods |
| EPF | Employees Provident Fund |
| ESOS | Employees Stock Option Scheme |
| EU | European Union |
| EUR | Euro |
| EXIM Bank | Export Import Bank of India |
| FAO | Food & Agriculture Organisation |
| FAQs | Frequently Asked Questions |
| FATF | Financial Action Task Force |
| FBT | Fringe Benefit Tax |
| FC | Financial Conglomerate |
| FCAs | Foreign Currency Assets |
| FCCB | Foreign Currency Convertible Bond |
| FCI | Food Corporation of India |
| FCNR(B) | Foreign Currency Non-resident (Banks) |
| FCNRA | Foreign Currency Non-resident Account |
| FCNRD | Foreign Currency Non-Repatriable Deposit |
| FDI | Foreign Direct Investment |
| FED | Foreign Exchange Department |
| FEDAI | Foreign Exchange Dealers’ Association of India |
| FEMA | Foreign Exchange Management Act |
| FI | Financial Institution |
| FICCI | Federation of Indian Chambers of Commerce and Industry |
| FIEO | Federation of Indian Export Organisation |
| FIIs | Foreign Institutional Investors |
| FIMMDA | Fixed Income Money Market and Derivatives Association of India |
| FIPB | Foreign Investment Promotion Board |
| FISIM | Financial Intermediation Services Indirectly Measured |
| FITL | Funded Interest Term Loan |
| FIU-IND | Financial Intelligence Unit- India |
| FLAS | Foreign Liabilities and Assets Survey |
| FLCCs | Financial Literacy and Credit Counselling Centres |
| FMCG | Fast Moving Consumer Goods |
| FMD | Financial Markets Department |
| FOF | Flow Of Funds |
| FPI | Foreign Portfolio Investment |
| FPS | Focus Product Scheme |
| FRA | Forward Rate Agreement |
| FRBM | Fiscal Responsibility and Budget Management Act, 2003 |
| FRBs | Floating Rate Bonds |
| FRL | Full Reservoir Level |
| FRLs | Fiscal Responsibility Legislations |
| FRN | Floating Rate Note |
| FSB | Financial Stability Board |
| FSF | Financial Stability Forum |
| FSS | Farmers’ Service Societies |
| FST | Financial Sector Technology |
| FVCIs | Foreign Venture Capital Investors |
| FWG | First Working Group on Money supply |
| G Sec | Government Securities |
| GCC | Gulf Cooperation Council |
| GCCs | General purpose Credit Cards |
| GDP | Gross Domestic Product |
| GDRs | Global Depository Receipts |
| GFCE | Government Financial Consumption Expenditure |
| GFD | Gross Fiscal Deficit |
| GFS | Government Finance Statistics |
| GFSR | Global Financial Stability Report |
| GIC | General Insurance Corporation |
| GIPSA | General Insurer’s (Public Sector) Association of India |
| GLS | Generalized Least Squares |
| GNIE | Government Not Included Elsewhere |
| GoI | Government of India |
| GPD | Gross Primary Deficit |
| GRF | Guarantee Redemption Fund |
| GSDP | Gross State Domestic Product |
| GST | Goods and Services Tax |
| HDFC | Housing Development Finance Corporation |
| HFCs | Housing Finance Companies |
| HFT | Held For Trading |
| HICP | Harmonised Index of Consumer Prices |
| HLAC | High Level Advisory Committee |
| HLCCFM | High Level Coordination Committee on Financial Markets |
| HLG | High Level Group |
| HO | Head Office |
| HR | Human Resources |
| HRDD | Human Resources Development Department |
| HRMS | Human Resources Management System |
| HSUI | Housing Start Up Index |
| HTM | Held to Maturity |
| HUDCO | Housing & Urban Development Corporation |
| IAS | Integrated Accounting Systems |
| IASC | Inspection and Audit Sub-Committee |
| IBA | Indian Banks’ Association |
| IBRD | International Bank for Reconstruction and Development |
| IBS | International Banking Statistics |
| ICAC | International Cotton Advisory Committee |
| ICAI | Institute of Chartered Accountants of India |
| ICAR | Indian Council for Agricultural Research |
| ICCOMS | Integrated Computerised Currency Operations and Management System |
| ICICI | Industrial Credit and Investment Corporation of India |
| ICMR | Indian Council of Medical Research |
| ICT | Information and Communication Technology |
| IDB | India Development Bonds |
| IDBI | Industrial Development Bank of India |
| IDD | Industrial Development Department |
| IDMD | Internal Debt Management Department |
| IDR | Indian Depository Receipt |
| IDRBT | Institute for Development & Research in Banking Technology |
| IEM | Industrial Entrepreneurs Memoranda |
| IES | Integrated Establishment System |
| IFAD | International Fund for Agricultural Development |
| IFC(W) | International Finance Corporation (Washington) |
| IFCI | Industrial Finance Corporation of India |
| IFR | Investment Fluctuation Reserve Account |
| IFS | International Financial Statistics |
| IGIDR | Indira Gandhi Institute of Development Research |
| IGLS | Iterative Generalized Least Squares |
| IIA | Institute of Internal Auditors |
| IIBI | Industrial Investment Bank of India |
| IIBM | Indian Institute of Bank Management |
| IIFCL | India Infrastructure Finance Company Limited |
| IIFT | Indian Institute of Foreign Trade |
| IIP | Index of Industrial Production |
| IIP/InIP | International Investment Position |
| ILO | International Labour Organisation |
| IMA | Internal Models Approach |
| IMD | India Millennium Deposits |
| IMD | India Meteorological Department |
| IMF | International Monetary Fund |
| IMF | International Monetary Fund |
| IMFC | International Monetary and Financial Committee |
| INR | Indian Rupee |
| IODP | Integrated Officers Development Programmes |
| IOTT | Input-Output Transaction Table |
| IP | Interest Payment |
| IPAs | Issuing and Paying Agents |
| IPCC | Inter-Govermental Panel on Climate Change |
| IPCs | Irrevocable Payment Commitments |
| IPDIs | Innovative Perpetual Debt Instruments |
| IPOs | Initial Public Offerings |
| IP-RR | Interest Payment-Revenue Receipt |
| IRB | Internal Ratings Based |
| IRBI | Industrial Reconstruction Bank of India |
| IRDA | Insurance Regulatory and Development Authority |
| IRFs | Interest Rate Futures |
| ISA | Information Systems Audit |
| ISACA | Information Systems Audit and Control Assessment |
| ISDA | International Swaps and Derivative Association |
| ISIC | International Standard Industrial Classification |
| ISMS | Information Security Management System |
| ISO | International Standards Organization |
| IT | Information Technology |
| IT-BPO | Information Technology “ Business Process Outsourcing |
| ITEs | Intra Group Transactions and Exposures |
| ITRS | International Transaction Reporting System |
| IWGEDS | International Working Group on External Debt Statistics |
| IWMP | Integrated Watershed Management Programme |
| JLG | Joint Liability Group |
| JNNURM | Jawaharlal Nehru National Urban Renewal Mission |
| KCCs | Kisan Credit Cards |
| KVIBs | Khadi and Village Industries Boards |
| KVIC | Khadi and Village Industries Commission |
| KYC | Know Your Customer |
| LAF | Liquidity Adjustment Facility |
| LAMPS | Large sized Adivasi Multipurpose Societies |
| LAS | Loan & Advances by States |
| LB | Lowest daily outstanding Balance |
| LBD | Land Development Bank |
| LBS | Locational Banking Statistics |
| LCD | Liquid Crystal Display |
| LERMS | Liberalised Exchange Rate Management System |
| LIBOR | London Inter-Bank Offer Rate |
| LIC | Life Insurance Corporation of India |
| LOI | Letter of Intent |
| LPA | Long Period Average |
| LS | Level Shift |
| LT | Long Term |
| LTO | Long Term Operation |
| M1 | Narrow Money |
| M3 | Broad Money |
| MA | Moving Average |
| MASI | Management Audit Systems Inspection |
| MAT | Minimum Alternate Tax |
| MBS | Mortgage Backed Securities |
| MF | Mutual Funds |
| MFDEF | Micro Finance Development and Equity Fund |
| MFDF | Micro Finance Development Fund |
| MFI | Micro Finance Institution |
| MICR | Magnetic Ink Character Recognition |
| MIGA | Multilateral Investment Guarantee Agency |
| MIS | Management Information System |
| MMA | Macro Management of Agriculture |
| MMBCS | Magnetic Media Based Clearing System |
| MMMFs | Money Market Mutual Funds |
| MMS | Multi Modal Settlements |
| MMSE | Minimum Mean Squared Errors |
| MODVAT | Modified Value Added Tax |
| MoF | Ministry of Finance |
| MOF | Master Office File |
| MoU | Memorandum of Understanding |
| MPD | Monetary Policy Department |
| MPI | Macro-Prudential Indicators |
| MPLS | Multi Protocol Label Switching |
| MRM | Monitoring and Review Mechanism |
| MSE-CDP | Micro and Small Enterprises Cluster Development Programme |
| MSEs | Micro and Small Enterprises |
| MSMEs | Micro, Small and Medium Enterprises |
| MSOE | Minimum Standards of Operational Efficiency |
| MSP | Minimum Support Price |
| MSS | Market Stabilisation Scheme |
| MT | Mail Transfer |
| MTM | Mark-to-market |
| NAB | New Arrangement to Borrow |
| NABARD | National Bank for Agriculture and Rural Development |
| NAC(LTO) | National Agricultural Credit (Long Term Operatiion) |
| NAIO | Non Administratively Independent Office |
| NAS | National Account Statistics |
| NASSCOM | National Association of Software and Services Companies |
| NASSCOM | National Association of Software and Services Companies |
| NAV | Net Asset Value |
| NBC | Non-Banking Companies |
| NBFC | Non Banking Financial Companies |
| NBFC-D | Deposit taking NBFC |
| NBFC-ND | Non deposit taking NBFC |
| NBO | National Building Organisation |
| NCR | National Capital Region |
| NDA | Net Domestic Asset |
| NDS | Negotiated Dealing System |
| NDS-OM | Negotiated Dealing System “ Order Matching |
| NDTL | Net Demand and Time Liability |
| NEC | Not Elsewhere Classified |
| NECS | National Electronic Clearing System |
| NEER | Nominal Effective Exchange Rate |
| NEFT | National Electronic Funds Transfer |
| NFA | Non-Foreign Exchange Assets |
| NFA | Net Foreign Assets |
| NFD | Net Fiscal Deficit |
| NFS | National Financial Switch |
| NFSM | National Food Security Mission |
| NGO | Non-Governmental Organization |
| NHB | National Housing Bank |
| NHB | National Housing Bank |
| NIBM | National Institute of Bank Management |
| NIC | National Informatics Centre |
| NIF | Note Issuance Facility |
| NIF | National Investment Fund |
| NIMSME | National Institute for Micro, Small and Medium Enterprises |
| NIPFP | National Institute of Public Finance and Policy |
| NNML | Net Non-Monetary Liabilities |
| NOC | No Objection Certificate |
| NOF | Net Owned Funds |
| NPA | Non-Performing Assets |
| NPAs | Non-Performing Assets |
| NPCI | National Payments Corporation of India |
| NPD | Net Primary Deficit |
| NPRB | Net Primary Revenue Balance |
| NPS | New Pension Scheme |
| NPV | Net Present Value |
| NR(E)RA | Non-Resident (External) Rupee Account |
| NR(E)RA | Non-Resident (External) Rupee Account |
| NR(NR)RA | Non Resident (Non Repatriable) Rupee |
| NRAA | National Rain Fed Area Authority |
| NRE | Non-Resident External |
| NREGS | National Rural Employment Guarantee Scheme |
| NRG | Non-Resident Government |
| NRI | Non-Resident Indian |
| NRRDA | National Rural Road Development Agency |
| NSC | National Statistical Commission |
| NSE | National Stock Exchange |
| NSM | Note Sorting Machine |
| NSSF | National Small Savings Fund |
| NSSO | National Sample Survey Organisation |
| OBCs | Other Backward Classs |
| OBE | Off-Balance Sheet Exposures |
| OD | Over Draft |
| OD | Overdraft |
| ODA | Official Development Assistance |
| ODI | Offshore Derivative Instruments |
| OECD | Organisation for Economic Co-operation and Development |
| OFI | Other Financial Institutions |
| OLTAS | OnLine Tax Accounting System |
| OLTAS | Online Tax Accounting System |
| OMO | Open Market Operations |
| OMS | Open Market Sales |
| OPEC | Organisation for Petroleum Exporting Countries |
| ORFS | Online Returns Filing System |
| OSCB | Other Indian Scheduled Commercial Bank |
| OSMOS | Off-Site Monitoring and Surveillance |
| OTC | Over-the-counter |
| OTS | One-Time Settlement |
| PACF | Partial Auto Correlation Function |
| PACS | Primary Agriculture Credit Societies |
| PAD | Public Accounts Department |
| PAN | Permanent Account Number |
| PCA | Prompt Corrective Action |
| PCARDB | Primary Cooperative Agriculture and Rural Development Bank |
| PCPS | Perpetual Cumulative Preference Shares |
| PD | Primary Deficit |
| PDAI | Primary Dealers Association of India |
| PDI | Perpetual Debt Instruments |
| PDO | Public Debt Office |
| PDs | Primary Dealers |
| PDS | Public Distribution System |
| PE | Private Equity-Negotiated Dealing System |
| PES | Public Enterprises Survey |
| PF | Provident Fund |
| PFCE | Private Final Consumption Expenditure |
| PFRDA | Pension Fund Regulatory and Development Authority |
| PGPBF | Post Graduate Programme in Banking & Finance |
| PIO | Persons of Indian Origin |
| PIT | Personal Income Tax |
| PMEGP | Prime Minister Employment Generation Programme |
| PMLA | Prevention of Money Laundering Act |
| PMRY | Prime Minister’s Rojgar Yojana |
| PNB | Punjab National bank |
| PNCPs | Perpetual Non-Cumulative Preference Shares |
| PO | Principal Office |
| POL | Petroleum, Oil and Lubricants |
| PPP | Public Private Partnership |
| PRB | Primary Revenue Balance |
| PSBs | Public Sector Banks |
| PSE | Public Sector Enterprises |
| PSS Act | Payment & Settlement Systems Act |
| PSUs | Public Sector Undertakings |
| PUC | Paid Up Capital |
| QCBS | Quality and Cost Based Selection |
| QIB | Qualified Institutional Buyer |
| QIP | Qualified Institutional Placement |
| QMS | Quality Management System |
| QRR | Quick Review Report |
| R&D | Research & Development |
| RBI | Reserve Bank of India |
| RBIA | Risk Based Internal Audit |
| RBSC | Reserve Bank Staff College |
| RCC | Regional Complaints Committee |
| RCs | Reconstruction Companies |
| RCS | Registar of Co-operative Societies |
| RD | Revenue Deficit |
| RDBMS | Relational Database Management System |
| RE | Revenue Expenditure |
| RE | Revised Estimates |
| REC | Rural Electrification Corporation |
| REER | Real Effective Exchange Rate |
| REGP | Rural Employment Generation Programme |
| RFC | Residents Foreign Currency |
| RIB | Resurgent India Bonds |
| RIDF | Rural Infrastructure Development Fund |
| RKVY | Rashtriya Krishi Vikas Yojana |
| RLA | Recoveries of Loans & Advances |
| RLC | Repayment of Loans to Centre |
| RMB | Renminbi (Chinese) |
| RNBC | Residuary Non-Banking Companies |
| RNCPS | Redeemable Non-Cumulative Preference Shares |
| RO | Regional Office |
| RoA | Return on Assets |
| RoCs | Registrars of Companies |
| ROE | Return on Equity |
| ROSC | Report on Observance of Standards and Codes |
| RPA | Rupee Payment Area |
| RPCD | Rural Planning and Credit Department, RBI |
| RR | Revenue Receipts |
| RRB | Regional Rural Bank |
| RRBs | Regional Rural Banks |
| RTGS | Real Time Gross Settlement |
| RTI | Right to Information |
| RTP | Reserve Tranche Position |
| RTP | Reserve Tranche Position |
| RUF | Revolving Underwriting Facility |
| RWA | Risk Weighted Asset |
| SAARC | South Asian Association for Regional Co-operation |
| SACPs | Special Agricultural Credit Plans |
| SAD | Single Administrative Document |
| SAM | Social Accounting Matrix |
| SAMIS | Service Area Monitoring and Information System |
| SAP | State Agricultural Plan |
| SARFAESI | Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
| SAS | Statistical Analysis System |
| SCARDB | State Cooperative Agriculture and Rural Development Bank |
| SCB | State Cooperative Bank |
| SCB | Scheduled Commercial Bank |
| SCS | Size Class Strata |
| SCs | Securitisation Companies |
| SDDS | Special Data Dissemination Standards |
| SDLs | State Development Loans |
| SDR | Special Drawing Right |
| SDR | Special Drawing Rights |
| SEBI | Securities and Exchange Board of India |
| SEBs | State Electricity Boards |
| SEZs | Special Economic Zones |
| SFC | State Financial Corporation |
| SFCs | State Finance Corporations |
| SFMS | Structured Financial Messaging System |
| SFURTI | Scheme for Fund for Regeneration of Traditional Industries |
| SGL | Subsidiary General Ledger |
| SGSY | Swarnajayanthi Gram Swarrojgar Yojana |
| SHGs | Self Help Groups |
| SI | SPA Systems Improvement Scheme under Special Project Agriculture |
| SIDBI | Small Industries Development Bank of India |
| SIDC | State Industrial Development Corporation |
| SIFI | Systemically Important Financial Intermediaries |
| SIPS | Systemically Important Payment System |
| SITP | Scheme for Integrated Textile Parks |
| SIVs | Structured Investment Vehicles |
| SJSRY | Swarna Jayanti Shahari Rojgar Yojana |
| SLA(IC) | Sundry Liabilities Account (Interest Capitalisation) |
| SLAF | Second Liquidity Adjustment Facility |
| SLB | Securities Lending and Borrowing |
| SLBC | State Level Bankers’ Committee |
| SLR | Statutory Liquidity Ratio |
| SLRS | Scheme for Liberation & Rehabilitation of Scavangers |
| SMEs | Small and Medium Enterprises |
| SMG | Standing Monitoring Group |
| SMO | Special Market Operations |
| SNA | System of National Accounts |
| SPMCIL | Security Printing and Minting Corporation of India Ltd. |
| SPV | Special Purpose Vehicle |
| SREP | Supervisory Review and Evaluation Process |
| SRMS | Self Employment Scheme for Rehabilitation of Manual Scavangers |
| SRWTO | Small road & Water Transport Operators |
| SSI | Small Scale Industries |
| SSS | Securities Settlement System |
| SSSBEs | Small Scale Service & Business Enterprises |
| StCB | State Co-operative Bank |
| STCRC | Short-Term Co-operative Rural Credit |
| STOs | State Treasury Offices |
| STR | Suspicious Transaction Report |
| STRIPS | Separate Trading for Registered Interest and Principal of Securities |
| SWG | Second Working Group on Money Supply |
| TAC | Technical Advisory Committee |
| TAFCUBs | Task Force for Urban Co-operative Banks |
| TAG | Technical Advisory Group |
| TALF | Term Asset-Backed Securities Loan Facility |
| TBs | Treasury Bills |
| TC | Temporary Change |
| TFC | Twelfth Finance Commission |
| TFCI | Tourism Finance Corporation of India |
| TFP | Total Factor Productivity |
| TFTS | Trade for Trade Settlement |
| TIN | Tax Information Network |
| TMSM | Training Methods and Skills for Managers |
| TMT | Thermo Mechanically Treated |
| ToRs | Terms of References |
| TS | Trend Stationary |
| TT | Telegraphic Transfer |
| TUFS | Technology Upgraded Fund Scheme |
| UBB | Uniform Balance Book |
| UBD | Urban Banks Department |
| UCB | Urban Cooperative Bank |
| UCBs | Urban Cooperative Banks |
| UCN | Uniform Code Number |
| UCNs | Uniform Code Numbers |
| UNDP | United Nations Development Programme |
| UNICO | Umbrella Organisation for Large Cooperative Banks in Europe |
| UNIDO | United Nations Industrial Development Organisation |
| UNME | Urban Non-Manual Employees |
| US | United States |
| USD | US Dollars |
| UTI | Unit Trust of India |
| UTs | Union Territories |
| VAR | Vector Autoregression |
| VaR | Value at Risk |
| VC | Venture Capital |
| VPN | Virtual Private Network |
| WADR | Weighted Average Discount Rate |
| WEO | World Economic Outlook |
| WGMS | Working Group on Money Supply: Analytics and Methodology of Compilation |
| WMA | Ways and Means Advances |
| WPI | Wholesale Price Index |
| WSS | Weekly Statistical Supplement |
| WTO | World Trade Organisation |
| XBRL | eXtensible Business Reporting Language |
| XML | Extensible Markup Language |
| YTM | Yield to Maturity |
| ZO | Zonal Office |
| ZTC | Zonal Training Centre |
